Terms & Conditions
Travel Insurance is required to participate on our trips
All guests are required to have travel insurance covering all applicable dates of travel with Trafalgar. Purchasing travel insurance is a condition you must fulfill to participate in your trip. This insurance must cover: trip interruption, trip delay, emergency evacuation and medical expenses resulting from illness related to a pandemic event, such as COVID-19. Further, the insurance must include coverage for a medically-imposed quarantine such as a result of a guest in the group contracting COVID-19 while traveling with Trafalgar. You are not required to purchase Travel Protection from Trafalgar. If purchasing travel insurance not offered Trafalgar, see below for the minimum coverage levels.
Failure to procure travel insurance at the minimum coverage levels indicated below may result in cancellation of your reservation to travel.
Required Minimum Coverage Levels
To participate on any guided vacation Travel Insurance is now required. Travelers are not required to purchase travel insurance from Trafalgar and are welcome to choose any travel insurance provider that meets the following requirements:
TRIP INTERRUPTION - Cost of Trip (excluding airfare)
TRIP DELAY - $150/day, $750 total per person
EMERGENCY EVACUATION - $100,000 per person-
MEDICAL EXPENSES - $50,000 per person
Please be aware that most travel insurance providers require you to purchase your insurance coverage within a certain time frame from you paying your deposit (often times within 14 days). Guests are advised to research and purchase insurance as soon as possible after paying their deposit.
This program was designed and is administered by Aon Affinity. Aon Affinity is the brand name for the brokerage and program administration operations of Affinity Insurance Services, Inc. (TX 13695); (AR 100106022); in CA & MN, AIS Affinity Insurance Agency, Inc. (CA 0795465); in OK, AIS Affinity Insurance Services, Inc.; in CA, Aon Affinity Insurance Services, Inc. (CA 0G94493), Aon Direct Insurance Administrators and Berkeley Insurance Agency and in NY, AIS Affinity Insurance Agency.
Travel insurance benefits are underwritten by Arch Insurance Company, with administrative offices in Jersey City, NJ (NAIC #11150), under Policy Form series LTP 2013 and applicable amendatory endorsements. This is a brief overview of the coverages. Subject to terms, conditions and exclusions. This is a general overview of insurance benefits available. Coverages may vary in certain states and not all benefits are available in all jurisdictions. Please refer to your certificate of benefits or policy of insurance for detailed terms, conditions and exclusions that apply.
** Travel Protection Plan Plus is only available for trip costs of $15,000 or less.